Resources

New Year, New Credit Score Goals

The holidays are an undeniably joyous time spent celebrating with family and friends. However, this time of year is often associated with higher than normal spending as we shop for gifts and arrange memorable holiday parties. As we recover from our increased spending patterns, we should be paying extra attention not just to our recovery…

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How to Spend Money During Retirement

Planning our finances is just as much about the near future as it is the distant future. Whether we’re planning for a big purchase, tuition for our children’s education or simply our day-to-day costs, each expense should be considered with regards to our retirement goals. Saving enough money to maintain (or better) our lifestyle in…

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What You Need To Know About Life Insurance

Life insurance has a reputation for being confusing and is often misunderstood. Term life or whole life? Flexible or inflexible premium payments? Insure for a set amount of time or to a certain age? No matter what type of life insurance is inevitably right for you, every policy provides a tax-free death benefit income to…

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How to Wisely Plan Your Estate

One thing that most of us have in common is that we each have an estate – our home, car, bank accounts, insurance policies, possessions, etc. No matter the size of our estates, they still require proper planning. Estate planning helps to ensure that your assets are handled your preferred way in the event of…

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Emergency Planning Tips You Can’t Afford To Ignore

In light of the recent wildfires in California we’re reminded of the importance of being prepared for any and all disasters. It has been incredibly difficult for those affected by the fires, which prompted us to put together the following emergency planning suggestions so you are prepared should you find yourselves in a similar situation.…

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End-of-Year Tax Planning Tips

It’s the most wonderful time of year. Although you may already be against a backdrop of color-changing leaves with a pumpkin spice latte in hand, it is not too late for additional 2018 tax planning. The following tax planning tips might help you prepare to keep your tax costs low as we close out the…

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Making a Charitable Choice

What does giving to charity mean to you? Perhaps you think of dropping your change into a can at a local shop or placing a few dollars into a Salvation Army kettle during the holidays. Maybe you’ve bought Girl Scout cookies or donated clothing to a local relief organization. Charitable giving opportunities surround us each…

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Kids and Money: A Little Education May Pay Off

Just about anyone who’s ever watched a child or grandchild go from the crib to kindergarten and beyond has uttered the phrase, “They grow up so fast.” Although you can’t really freeze a youngster’s precious moments in time, you can take steps to make sure that his or her journey to adulthood starts with a…

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Five Ways To Save For College

College won’t pay for itself. How will you pay for it? You may have more choices than you think. Is creating a college fund on your to-do list? Consider these options to help you save for college.   529 plans. Anyone can contribute to these savings vehicles. Some let you prepay college tuition; others allow…

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Estate Planning Checklist

Because you’ve worked hard to create a secure and comfortable lifestyle for your family and loved ones, you’ll want to ensure that you have a sound financial plan that includes trust and estate planning. With some forethought, you may be able to minimize gift and estate taxes and preserve more of your assets for those…

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